Demo — AIVO Evidentia Ltd
Live Monitoring Category 8 · Banking Report: 10 Feb 2026

Leading Global Bank

4 AI PLATFORMS · 20 RUNS · FOUR-TURN CONTROLLED SUBSTITUTION TEST
Critical: Zero Conversational Survival Rate
This institution is systematically eliminated from AI recommendations before the decision stage across all 4 platforms tested. Immediate remediation recommended.
Overview
Platform Detail
Competitor Analysis
Remediation
Conversational Survival Rate
0%
Final recommendation survival
First Failure Point
T2
Replaced at attribute weighting
Replacement Rate
100%
20/20 runs · explicit displacement
Cross-Platform Consistency
100%
Identical across all 4 LLMs
Primary Threat
Competitor A
40% of all displacements

Conversational Funnel — Brand Survival

0% Survival
T0
Present in 100% of initial responses
100%
PRIMARY
T1
Mentioned but weakened — "solid but not best"
100%
WEAKENED
T2
0%
REPLACED
T3
0%
CONFIRMED

Cross-Platform Consistency

Systemic Failure
ChatGPT
P
W
R
R
5/5 REPLACED
→ Competitor A
Gemini
P
W
R
R
5/5 REPLACED
→ Competitor B
Perplexity
P
W
R
R
5/5 REPLACED
→ Competitor A / Competitor B
Grok
P
W
R
R
5/5 REPLACED
→ Competitor D / Competitor C
Universal Erosion Pattern (100% of runs)
P
T0
Listed as option
W
T1
Demoted in narrative
R
T2
Explicitly replaced
R
T3
Loss confirmed

Competitive Displacement Map

Concentrated Threat
Replacing Bank Displacement Share Primary Models Type
Competitor A
40%
ChatGPTPerplexity Direct
Competitor B
25%
GeminiPerplexity Direct
Competitor D
15%
Grok Direct
Competitor C
10%
Grok Value-driven
Competitor E
10%
Mixed Direct

Risk Classification & Failure Modes

Severe
Late-stage decision riskSevere
Narrative fragilityHigh
Model sensitivityLow
Competitive exposureConcentrated
Recovery potential (current)None Observed
Detected Failure Modes
Attribute misalignmentDETECTED
Decision-stage compressionDETECTED
Narrative demotionDETECTED
Silent omissionCLEAR
Model-specific biasCLEAR

ChatGPT

5 RUNS · 100% REPLACEMENT · PRIMARY REPLACER: Competitor A
C8-CG-DEM-01
P
W
R
R
→ Competitor A
C8-CG-DEM-02
P
W
R
R
→ Competitor A
C8-CG-DEM-03
P
W
R
R
→ Competitor A
C8-CG-DEM-04
P
W
R
R
→ Competitor A
C8-CG-DEM-05
P
W
R
R
→ Competitor A

Gemini

5 RUNS · 100% REPLACEMENT · PRIMARY REPLACER: COMPETITOR B
C8-GM-DEM-01
P
W
R
R
→ Competitor B
C8-GM-DEM-02
P
W
R
R
→ Competitor B
C8-GM-DEM-03
P
W
R
R
→ Competitor B
C8-GM-DEM-04
P
W
R
R
→ Competitor B
C8-GM-DEM-05
P
W
R
R
→ Competitor B

Perplexity

5 RUNS · 100% REPLACEMENT · PRIMARY REPLACER: COMPETITOR A / COMPETITOR B
C8-PX-DEM-01
P
W
R
R
→ Competitor A
C8-PX-DEM-02
P
W
R
R
→ Competitor A
C8-PX-DEM-03
P
W
R
R
→ Competitor B
C8-PX-DEM-04
P
W
R
R
→ Competitor A
C8-PX-DEM-05
P
W
R
R
→ Competitor B

Grok

5 RUNS · 100% REPLACEMENT · REPLACERS: VARIED
C8-GR-DEM-01
P
W
R
R
→ Competitor D
C8-GR-DEM-02
P
W
R
R
→ Competitor D
C8-GR-DEM-03
P
W
R
R
→ Competitor C
C8-GR-DEM-04
P
W
R
R
→ Competitor C
C8-GR-DEM-05
P
W
R
R
→ Competitor E
Competitor A
40%
ChatGPT (5/5 runs)Perplexity (3/5 runs)
Direct substitutionReplaces subject institution as "larger, more established" universal bank with stronger international presence
Competitor B
25%
Gemini (5/5 runs)Perplexity (2/5 runs)
Direct substitutionPositioned as stronger UK-focused retail banking alternative with better customer service narrative
Competitor D
15%
Grok (2/5 runs)
Direct substitutionMutual society positioning creates trust differential versus shareholder-owned banks
Competitor C
10%
Grok (2/5 runs)
Value-driven substitution
Competitor E
10%
Grok (1/5 runs)
Direct substitution
Key Intelligence
Replacement pressure is concentrated, not diffuse. Two competitors (Competitor A + Competitor B) account for 65% of all displacements. This creates a focused competitive counter-positioning opportunity — rather than defending against the entire market, remediation can target the specific narratives these competitors benefit from. Notably, Grok shows the most diverse replacement behaviour, introducing ethical/value-driven alternatives (Competitor C) that don't appear on other platforms.

Decision-Stage Positioning

Critical Priority · Immediate Action Required
The institution never survives to T2 as a viable decision outcome. The brand is consistently eliminated at the point where AI systems transition from listing options to making weighted recommendations. This requires fundamental repositioning of how AI systems evaluate the brand at the attribute-weighting stage.
Evidence basis: 100% explicit replacement at T2/T3 across all 20 runs. No model preserves the institution through the decision phase. Loss occurs at first "best bank" framing in every instance.

Attribute Reframing

Critical Priority · Immediate Action Required
Replacement is triggered by attribute weighting — the brand's key differentiators are either not being surfaced or not being valued by AI systems during comparison. The attributes that LLMs associate with this institution are insufficient to sustain competitive positioning when directly compared against Competitor A (international scale) or Competitor B (domestic focus, customer service).
Evidence basis: Attribute misalignment detected. Replacement consistently initiated at T2 where attribute-weighted comparison begins. The institution is reframed as "solid but not best" — suggesting the brand lacks a decisive attribute advantage.

Narrative Reinforcement

High Priority
Weakening occurs before replacement — all 20 runs show P→W transition at T1, meaning the AI narrative around this institution is eroded before competitors are introduced. The "solid but not best" framing at T1 sets up the replacement at T2. Strengthening the T1 narrative could delay or prevent the T2 failure.
Evidence basis: Uniform P→W→R erosion pattern across all runs. Narrative demotion detected. T1 weakening is the precursor to T2 replacement in 100% of cases.

Competitive Counter-Positioning

High Priority
The replacement set is narrow and stable — 65% of displacements come from just two competitors (Competitor A and Competitor B). This concentration creates a targeted counter-positioning opportunity. Rather than defending against the entire market, remediation should focus on the specific narratives these competitors benefit from within AI systems.
Evidence basis: Competitor A accounts for 40% and Competitor B 25% of all displacements. Direct substitution is the dominant pattern (90% of replacements). The narrow competitive set means counter-positioning can be precisely targeted.
Model-Specific Tuning
No model-specific tuning required Low Priority
Behaviour is identical across all four LLMs — there is no model divergence to exploit. Remediation efforts should be model-agnostic.
Ready to remediate?
The AIVO Evidentia team will develop a detailed implementation plan with specific tactical recommendations, timeline, content strategy, and expected impact modelling.